Insurance is the real gate
Since 2022 underwriters have tightened hard on older boats. Fire-related deficiencies are the ones that stop a binder, not just a sale.
The critical set
- Automatic engine room suppression with a current inspection tag
- USCG-rated fuel hose within date
- Correct count, class and mounting of portable extinguishers
- Compliant, vented propane locker with a solenoid
- Shore power inlet and cord free of heat damage
Any one of these can hold a closing for weeks while a yard fits you in. Clear them before you list, not during escrow.
Work the mitigation list below and keep the receipts — documented remediation is worth more in negotiation than the repair itself.